Minnesota Farmers' Market Association 

Insurance


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Vendor Insurance

Market Insurance

POLICY FEATURES

General Liability Insurance including Products and Completed Operations

Limits of Liability:

  • $3,000,000 general aggregate
  • $1,000,000 products and complete operations aggregate
  • $1,000,000 personal and advertising injury
  • $1,000,000 per occurrence
  • $100,000 fire damage
  • $2,000,000 umbrella each occurrence
  • $250 deductible for property damage
  • Group Policy
  • Excess Policy 

 Policy term: January 1, 2022 to December 31, 2022 
 

We're happy to report we will not increase premiums in 2022!

After 5 years of no premium increases, the underwriter of our policy raised rates to the tune of about $10/year in 2021. For our 2022 policy, the underwriter wanted to raise rates another 6%, but because of our vendors' and markets' AMAZING safety track record, our agents at Advantage 1 in St. Cloud fought hard and pushed that back to just 1%. That means NO increases on rates for 2022! Thank you so much for producing the safest, most healthy food in Minnesota and Wisconsin and for operating such safe, welcoming markets. 

The Minnesota Farmers’ Market Association offers a group insurance policy exclusively for MFMA member markets and MFMA member vendors through Advantage 1 Insurance Agency. Please note this policy covers markets and vendors in both Minnesota and Wisconsin!


The Minnesota Farmers’ Market Association offers a group insurance policy exclusively for MFMA member markets and MFMA member vendors through Advantage 1 Insurance Agency. Please note this policy covers markets and vendors in both Minnesota and Wisconsin!

After 5 years of no premium increases, the underwriter of our policy raised rates to the tune of about $10/year in 2021. For our 2022 policy, the underwriter wanted to raise rates another 6%, but because of our vendors' and markets' AMAZING safety track record, our agents at Advantage 1 in St. Cloud fought hard and pushed that back to just 1%. That means NO increases on rates for 2022! Thank you so much for producing the safest, most healthy food in Minnesota and Wisconsin and for operating such safe, welcoming markets. 

 

 For Insurance Questions

  Contact Kathy Zeman

  kzeman@mfma.org

  (507) 664-9446 (feel free to text!)

MFMA provides services, programs and leadership that support and promote farmers' markets across Minnesota.

Minnesota Farmers' Market Association /// 9800 155th Street East, Nerstrand MN 55053 /// info@mfma.org 

Communications Director: Kim Guenther /// kguenther@mfma.org /// (573) 470-4445 

Economic Opportunities VISTA: Maeve Mallozzi-Kelly /// maeve@mfma.org /// (574) 310-5553

Executive Director: Kathy Zeman /// kzeman@mfma.org /// (507) 664-9446 

       

Copyright MFMA 2022


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