Log in

Minnesota Farmers' Market Association 


Vendor Insurance

Market Insurance


General Liability Insurance including Products and Completed Operations

Limits of Liability:

  • $3,000,000 general aggregate
  • $1,000,000 products and complete operations aggregate
  • $1,000,000 personal and advertising injury
  • $1,000,000 per occurrence
  • $100,000 fire damage
  • $2,000,000 umbrella each occurrence
  • $250 deductible for property damage
  • Group Policy
  • Excess Policy 

 Policy term: January 1, 2023 to December 31, 2023 

Insurance Sign Up

for 2023 Is Open!

Mixed bag on insurance premiums for 2023: we saw an overall rate increase of 3.035%. Vendor 1 category went DOWN by $3 while all other categories went up. 

We had our first ever claim in 2022 - due to damage caused by high winds. (Seriously, folks - minimum of 25# weights per tent leg!) Although, many markets saw wicked high winds - probably something to consider going forward. No other claims or reports - thank you so much for producing the safest, most healthy food in Minnesota and Wisconsin and for operating such safe, welcoming markets. 

Key things to keep in mind:

  • For renewals - please review your entire online application! Things change year-to-year, so you need to update those changes.
  • Listing additional insureds on  your certificate is no extra charge; try to add those when you apply / renew.
  • We fixed some website issues, so policies should get processed faster. Still, - plan on 2 weeks turnaround time.
  • Use an email you check often - your certificate of insurance gets emailed to you.

The Minnesota Farmers’ Market Association offers a group insurance policy exclusively for MFMA member markets and MFMA member vendors through Advantage 1 Insurance Agency. Please note this policy covers markets and vendors in both Minnesota and Wisconsin! 


 For Insurance Questions

  Contact Kathy Zeman

  (507) 664-9446 (feel free to text!)

MFMA provides services, programs, and leadership that support and promote farmers' markets across Minnesota.

We envision a community of vibrant, profitable, and professionally managed Minnesota farmers’ markets that:

Cultivates, nourishes, and inspires a vibrant local foods community;

provides accessibility to all to local farm fresh foods;

allows local food producers to thrive and grow.

Engagement & Inclusion Director: Sina Pleggenkuhle /// /// (612) 695-6587 

Local Foodshed Database Manager: Maeve Mallozzi-Kelly /// /// (574) 310-5553

Executive Director: Kathy Zeman /// /// (507) 664-9446 

Minnesota Farmers' Market Association /// 9800 155th Street East, Nerstrand MN 55053 /// 


Copyright MFMA 2023

Powered by Wild Apricot Membership Software