Coverage Guidelines

• Your Farmers’ Market must be a member of the MFMA.
• Market size is limited to the “average # of vendors per event multiplied by the # of events in the policy year” being less than or equal to 1,500. Examples:
  Eligible market: 20 vendors x 75 events = 1,500 or 30 vendors x 45 events = 1,350
  Ineligible market: 30 vendors x 52 events = 1,560
• Only small, one-of-a-kind, non-mass-produced crafts will be permitted to be sold.
• Premiums will be charged as a flat amount for the policy period.  No refunds for cancellations.  No reduced premiums for late entry into the policy period.
• Premiums noted include all processing fees and state taxes.
• Insurance is only valid in the state of Minnesota.
• See the Minnesota Department of Agriculture’s website for Farmers’ Market food safety guidelines.
• Contact the Minnesota Farmers’ Market Association (MFMA) for market membership.
• A certificate of insurance will be emailed or mailed to you as your proof of insurance.